![]() Although you cannot add your own category, you can create subcategories.įor example, you could create a take-out subcategory within the main category of Food & Dining. When you have cards and bank accounts linked, Mint will categorize all of your expenses. Mint allows you to monitor your bank accounts, credit cards, loans and other assets. ![]() After linking your accounts to either platform, you’ll have the ability to see all of your transactions in a single place, set up savings goals and see where your dollars are going based on specific categories.īut at some point, the features diverge a bit. With that, it’s not optional to set up a specific budget with YNAB because it’s a core part of how the system operated.Īt their core, both platforms offer budgeting solutions. Instead of simply tracking how your spending stacks up against budgeting goals, it helps you create a budget with the goal of giving each and every dollar a job. On the other hand, YNAB takes a more specific approach to how you budget. You can either set up a budget with specific spending goals or simply track your spending to find out where your funds are going. Within their budgeting platform, you’ll find an easy way to track your spending to make sure your allocated categories are staying on track. Mint takes a more familiar approach for most. ![]() Mint is likely more similar to most budgeting methods, which are more focused on adjusting your spending to fit within specific categories instead of nailing down exactly where the funds should be spent ahead of time. ![]() Ultimately, YNAB takes a more granular approach to budgeting that can take some time to get used to. ![]()
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